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Weekly Market Pulse
Mixed Signals as Tech Earnings Surprise Upside
Markets remain range-bound as strong technology sector earnings compete with persistent inflationary pressures. The overall sentiment leans slightly bullish, but volatility is expected to continue through the quarter.
What It Means for Retirees
- Tech volatility highlights the importance of rebalancing.
- Interest rate uncertainty suggests maintaining a cash buffer.
- Look for value opportunities in defensive sectors.
Tools for Informed Decisions.
Forecast
Calculator to estimate portfolio growth under different market scenarios.
Rebalance
Calculate optimal asset allocation adjustments based on your target.
Protect
Explore strategies for risk management and sequence-of-returns mitigation.
Retirement Academy
Educational resources to help you understand the rules, risks, and strategies of retirement planning.
The Mathematics of Safety: Sequence of Returns Risk
Why the first 5 years of retirement are critical, and how a market downturn early on can impact your portfolio's longevity.
RMDs Demystified: The Rules of Withdrawal
Understanding Required Minimum Distributions (RMDs) is essential to avoid hefty IRS penalties. Here is what you need to know about the current age limits and calculations.
IRMAA: The Hidden Medicare Tax
Earning too much in retirement can spike your Medicare premiums. Learn about IRMAA brackets and how a Roth conversion strategy might save you thousands.
Social Security: The 8% Bonus
Should you claim at 62 or 70? Using your 401(k) to bridge the gap can essentially 'buy' you a guaranteed 8% annual return from the government.
Precision Planning for Your Next Chapter.
Set your retirement age, income goal, and risk preference. Our free tools model thousands of scenarios to help you find the plan that fits your life.
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